RAMS Home Loans Australia - RAMS Mortgage provider- Community based and community focused Home Loan specialists

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Demo Information

^$0
Application Fee

January Only!
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Borrow up to

97^%

of the
property value
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Fix Your Home Loan

6.09% p.a.
RAMS 3-year Fixed Rate

7.14% p.a.
Comparison Rate
Limited time only!

Our standard variable rate is

lower

than the big four banks
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Interest rates

Cheaper SVRSVR = Standard Variable Rate than the big four!

	Standard Variable p.a.	Comparison Rate p.a. A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan
RAMS	from 7^.18%	from 7^.25%

ANZ	7.30%	7.40%
Commonwealth	7.31%	7.70%
NAB	7.22%	7.35%
Westpac	7.36%	7.74%

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Popular loans

Our most popular home loans

	Variable interest rate p.a.	Comparison Rate p.a. A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan
Low Rate (with Intro period)	from 6^.45%	from 6^.76%
Fixed Rate	from 5^.95%	from 7^.20%

More home loans

Home loans

Choose the right one for you

First home buyer

Buy your first home faster with RAMS

Borrow up to 95%* of the full purchase price

Step-by-step guidance to the buying process

Self-employed

Great rates and simplified paperwork

Easy application process with no need for full financials

Special range of Low Doc home loans

Refinancers

Borrow additional funds - to renovate or invest

Get a better deal, more flexibility and features than your current loan

Consolidate your debts into one monthly repayment

Investors

Borrow more with RAMS than with some other lenders

Loans with up to 10 years interest only repayments

First-time property investing made easy with our KickSTART program

Calculators

Make the right decision

Budget planner

Mortgage repayments calculator

How much can I borrow?

Stamp duty calculator

More calculators

The home loan experts

Find out how RAMS can help you

Free and fast assessments - in just 30 minutes

Convenient locations - or we can come to you

Talk to us:
Meet with a home loan expert Have us call you

Rod Johnson is the local manager at RAMS Hornsby
Find your local RAMS Home Loan Centre

RAMS Home Loans news and articles

Previous article

RAMS offers immediate financial relief
Tuesday, November 29, 2011
RAMS today announced it will offer immediate home loan relief for its customers affected by the recent bushfires in the Margaret River area and floods in the Moree area.
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RAMS cuts interest rates
Wednesday, November 02, 2011
RAMS will cut its standard variable home loan rate by 0.25% to 7.38% following the Reserve Bank of Australia’s decision to reduce the official cash rate.
Read more

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Please note: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest repayments.
WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.