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Mortgage Business Franchisee Opportunities by RAMS Home Loans Australian non bank lender - RAMS is a highly awarded home loan specialist lender in Australia

How Can We Help You?

RAMS Home Loans is an innovative, flexible, home loan specialist with a 'can do' attitude.
For over ten years, tens of thousands of Australians have turned to RAMS for straightforward, flexible home loans offering good value for money.

Now with the funding power of a leading Australian bank, RAMS Home Loans offers the best of both worlds. So whether it's your first home, next home or an investment property, you can rely on RAMS to have a home loan solution that's right for you.Meet with a RAMS Home

First Home Buyer

RAMS Home Loans makes it easier to buy your first home faster:

  • With RAMS Home Loans 100% Option there's no need to save a deposit. You can borrow up to 100% of the full purchase price (or valuation if lower). You just need funds to cover your transaction costs and show loan serviceability.
  • We'll even help you with your First Home Owner Grant application.
First Home Buyer Home Loans

Fees conditions, limitations and lending criteria apply. See 100% Home Loan Option for full details.

Self-employed

RAMS makes it easier with great rates and simplified paperwork:

  • An easy application process with no need for full financials (subject to credit criteria).
  • Borrow up to 80% of the purchase price with RAMS SE Pro Pack Home Loan.
  • Variable rate home loan options with ATM, EFTPOS and cheque book access.
  • Fixed rate home loan option. Fix your rate for 1, 2, 3, 4, 5 or 10 years.
Self-Employed Home Loans

Fees conditions, limitations and lending criteria apply.

Refinancing

Whatever you're looking for, RAMS Home Loans makes it easier to refinance:

  • You could receive a lower interest rate on your home loan.
  • You could upgrade to a better home loan for your current circumstances.
  • You can borrow additional funds - to renovate, to invest, or for a major purchase.
  • You could consolidate all your debts into one easy to manage loan, with one monthly repayment.
Refinancing Home Loans

Fees conditions, limitations and lending criteria apply.

Investor

RAMS Home Loans makes it easier to reach your property investment goals:

  • Rental income and negative gearing* benefits are included in borrowing assessments. So you may be able to borrow more than with other lenders.
  • Borrow up to 95% of the purchase price (or valuation if lower).
  • Up to 10 years interest only repayment, increasing your potential to tax-deduct the entire home loan repayment, for longer.
Property Investment Home Loans

Fees conditions, limitations and lending criteria apply. See specific products for full details. *Full doc loans only.


RAMS Home Loans Solutions


$0 Application Fee for First Home Buyers - Click here Own Your First Home - clear-cut info, tools and lots more to help buy your first home sooner Get Rate Relief With 1% p.a. Off - Take the pressure off with RAMS
First Home Buyers - RAMS can help you to buy your first home faster and easier