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RAMS could give you a Standard Variable Rate that's lower than the banks - Ask us!
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First Home Buyers

First home buyers can buy easier and faster with RAMS Home Loans

Buying your first home is everyone’s dream. But it’s tough trying to save for a home loan deposit when you’re already paying rent.

That's why we've made it easy for first home buyers with products and services tailored specifically to your needs, like our flexible deposit options.

How RAMS can help you to buy your first home faster and easier:






Scenarios

  • Kerrin & David

    Kerrin & David

  • Lucy

    Lucy

    Lucy’s parents offered to help.

  • Jane & Tom

    Jane & Tom

    had a small deposit.

  • Debbie & Andrew

    Debbie & Andrew

    wanted a discounted rate.

We wanted to buy our first home sooner.

"We were able to borrow up to 95%1 of the full purchase price. RAMS just made sure we could afford the repayments and had funds to cover the legal fees and other purchase costs. It was that easy."
                                                                          

                                                     "RAMS can, so you can"


                                                

We're available to help you 7 days a week and if it suits you better, we'll happily come to you. Contact RAMS Now.

Fees, conditions and limitations apply. Subject to RAMS normal lending criteria. The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers. 1Funds to cover transaction costs and deposit required. Subject to loan serviceability. If for investment purposes, must hold 20% of the purchase price in equity in other residential real estate or income earning assets. 2LVR of 120% of purchase price is only applicable where the loan purpose includes both consolidation of other debts and renovations or home improvements. *105% if not including debt consolidation.3Discounted off the RAMS SmartWay Variable Rate.