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RAMS could give you a Standard Variable Rate that's lower than the banks - Ask us!
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Property Investment Loan

Making property investment easier

RAMS understands the needs of property investors are different to those of owner-occupiers. That’s why we have a range of investment home loans designed to help you meet your specific financial goals.

Join the RAMS KickSTART Program

Has the time come for you to get your foot in the investment property market? At RAMS, we understand the property purchase process AND we know just how time consuming, stressful and often daunting the first step into property investment can be.

So, we’ve created the RAMS KickSTART program, which is designed to help first time property investors navigate their way along the road to property investment.

The RAMS KickSTART Program offers:
When you've chosen your investment property, we'll also provide you with a FREE Residex* Comparative Market Analysis Report (valued at $75.00) which will provide price estimate information. To find out how you can get involved in the RAMS KickSTART Program, contact RAMS now.

How RAMS helps Property Investors

  • RAMS includes rental income and negative gearing2 benefits when assessing how much you can afford to borrow. This means you may be able to borrow more than with other lenders.
  • Borrow up to 95%1 of the purchase price (or valuation if lower).
  • Up to 10 years interest only repayments, increasing your potential to tax-deduct the entire repayment, for longer.


 




Scenarios

  • Barry

    Barry

  • Julie & Paul

    Julie & Paul

    wanted to minimise their monthly repayments.

  • Tamsyn

    Tamsyn

    wanted to buy with only a small deposit

  • Jo & Maria

    Jo & Maria

    wanted to be ready when they found the right property.

I thought we couldn’t afford an investment property.

“As first time investors, RAMS had the right loan for us. The RAMS IO Maximiser home loan had a low variable interest rate and an option for up to 10 years of interest only repayments, minimising our monthly commitment. RAMS helped us make our property investment dream achievable."

"RAMS can, so you can"

We're available to help you 7 days a week and if it suits you better, we'll happily come to you. Contact RAMS Now.

Fees, conditions and limitations apply. Subject to RAMS normal lending criteria. *Residex reports available from participating RAMS Home Loan Centres only. RAMS, its franchisees or employees do not accept any responsibility for the accuracy of any reports provided by Residex Pty Ltd. 1Evidence of transaction costs required. If for investment purposes must hold 20% of the purchase price in equity in other residential real estate. 2Negative gearing benefits apply to full doc and low doc loans <= 80% LVR.