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RAMS could give you a Standard Variable Rate that's lower than the banks - Ask us!
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Refinancing your Home Loan

Looking for a Better Home Loan Deal?

There are a number of reasons to consider refinancing your home loan; maybe you want to access your home equity, to consolidate other debts, to get more flexibility and extra features, or simply to get a better interest rate. Whatever you're looking for, refinance with RAMS and we’ll make the whole process so simple you will wonder why you ever waited.

Four reasons to consider refinancing your home loan:

  • Consolidate all your debts into one easy to manage loan and one monthly repayment.
  • Refinance and you could receive a lower interest rate.
  • Upgrade your home loan – refinance to a better home loan for your current circumstances
  • Borrow additional funds  - to renovate, to invest, or for a major purchase.


Scenarios

  • Sue & Ted

    Sue & Ted

  • Joanna & Sean

    Joanna & Sean

    thought their old loan was too dear.

  • Judie & Peter

    Judie & Peter

    needed a bigger house.

  • Tara & Joe

    Tara & Joe

    wanted to renovate.

We thought we were paying too much on our current loan.

"RAMS was able to show us just how much. We had a home loan with a major bank and were paying the standard variable rate. So we switched to a RAMS SmartWay Pro Pack home loan (for customers with total RAMS borrowings of $150,000 or more) and got a discounted1 variable rate for the life of the loan."

                                                                 "RAMS can, so you can"

We're available to help you 7 days a week and if it suits you better, we'll happily come to you. Contact RAMS Now.

Fees, conditions and limitations apply. Subject to RAMS normal lending criteria. The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers. 1Discounted off the RAMS SmartWay Variable Rate.