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Self-Employed Home Loans
Why pay more because you are self-employed?
RAMS understands that being your own boss means your time is at a premium. Plus it can be a struggle to provide up-to-date full financial accounts to support your application.So we've simplified the home loan process for you. Our special range of Low Doc home loans means you can avoid the endless paperwork.
How A RAMS Low Doc Home Loan Can Help You:
- An easy application process makes it simple to access funds.
- All you you need to support your application is a signed Borrower Certificate of Income Declaration form together with 12 months of BAS* statements or an accountant’s letter or (if refinancing) statements for the last six months of the loan(s) being refinanced.
- Available for owner-occupiers and investors.
- Borrow up to 80% of the purchase price.
- Fixed rate, variable rate and discounted pro pack options.
*If you manually lodge your BAS account statements, showing payment to the ATO is also required. Fees, conditions and limitations apply. Subject to RAMS normal lending criteria. The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers.
