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RAMS could give you a Standard Variable Rate that's lower than the banks - Ask us!
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RAMS Rate Relief

A Low Introductory Rate For The First 2 Years

Looking for a low rate? RAMS Rate Relief offers a 0.90% p.a. discount off the RAMS Standard Variable Rate (SVR) for the first two years - plus no annual account keeping fee.

What's more, the on-going variable rate is guaranteed to stay below the RAMS SVR for the life of your loan.

Product Key Benefits:

  • 0.90% p.a. off the RAMS SVR for first 2 years
  • No account keeping fee
  • Low ongoing rate
  • Borrow up to 95%1 of the purchase price (or valuation if lower)
  • Up to 10 years2 interest only repayments
  • Option to make extra repayments of $2000 or more
  • Redraw access to overpayments (minimum $1000)
  • RAMS Fast Track No cash deposit option
  • Construction Option available

Scenario

The Problem:

Angie and Simon are buying their first home and want to borrow $220,000. They'd like to keep their monthly repayments low, especially in the first few years, but don't want to be caught out with high annual fees or a high ongoing rate.

The Solution:

RAMS Rate Relief is just what Angie and Simon are looking for. They benefit from a low rate for the first two years, plus an ongoing variable rate guaranteed to remain below the RAMS Standard Variable Rate for the life of their loan. Plus there's no annual account keeping fee. 

"RAMS can, so you can"

Meet with a RAMS Home Loan expert today to find out how we can help with your home loan needs.

New loans only. Fees, conditions, limitations and lending criteria apply. The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. 1Funds to cover transaction costs and deposit required. Subject to loan serviceability. If for investment purposes, must hold 20% of the purchase price in equity in other residential real estate or income earning assets. 210 year interest only (IO) option available for investment purposes only.