Honeymoon / Introductory Rates
Lower Repayments In The Early Years
An introductory rate home loan is ideal if you'd like to make lower repayments in the first few years of your home loan. What you save in repayments you can use for other expenses such as furniture or landscaping.
What's more, with RAMS there's no nasty surprises at the end of the honeymoon period - you'll still receive an interest rate guaranteed to remain below the RAMS Standard Variable Rate.
Product Key Benefits:
- Borrow up to 95%1 of the purchase price, or valuation if lower (excl. Line of Credit loans)
- Up to 10 years2 interest only repayments
- Access to overpayments with free redraw facility
- RAMS Fast Track No deposit option available
- Lifestyle Option available
RAMS Honeymoon \ Introductory Rate Range:
- RAMS Rate Relief
0.90% off the RAMS Standard Variable Rate for the first two years, plus no account keeping fee.
- RAMS Easy Start
A three year home loan honeymoon with lower variable repayments for the first three years.








