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RAMS could give you a Standard Variable Rate that's lower than the banks - Ask us!
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Honeymoon / Introductory Rates

Lower Repayments In The Early Years

An introductory rate home loan is ideal if you'd like to make lower repayments in the first few years of your home loan. What you save in repayments you can use for other expenses such as furniture or landscaping.

What's more, with RAMS there's no nasty surprises at the end of the honeymoon period - you'll still receive an interest rate guaranteed to remain below the RAMS Standard Variable Rate.

Product Key Benefits:

  • Borrow up to 95%1 of the purchase price, or valuation if lower (excl. Line of Credit loans)
  • Up to 10 years2 interest only repayments
  • Access to overpayments with free redraw facility
  • RAMS Fast Track No deposit option available 
  • Lifestyle Option available

RAMS Honeymoon \ Introductory Rate Range:

  • RAMS Rate Relief
    0.90% off the RAMS Standard Variable Rate for the first two years, plus no account keeping fee.
     
  • RAMS Easy Start
    A three year home loan honeymoon with lower variable repayments for the first three years.

Let us help you find the right home loan for your needs. We’re available 7 days a week and if it suits you better, we’ll happily come to you. Meet with a RAMS Home Loans Specialist!


New loans only. Fees, conditions, limitations and lending criteria apply. The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. 1Funds to cover transaction costs and deposit required. Subject to loan serviceability. If for investment purposes, must hold 20% of the purchase price in equity in other residential real estate or income earning assets. 210 year interest only (IO) option available for investment purposes only.