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Mortgage and home loan calculators The RAMS home loan calculator section has a wide range of mortgage calculators that can help you make the right decision. Meet with a home loan expert Have us call you Whether you are thinking of buying a new home, refinancing an existing home loan or investing in property, the RAMS range of home loan calculators can help you make the right decision. Some mortgage calculators offer you help even after your home loan has settled. Repayments calculators Home loan repayments calculatorEstimates payments based on loan term, amount and interest rates Extra repayments home loan calculatorHelps to show how much interest and time you save by making extra payments. Principal and interest calculatorShows you some of the benefits of making principal and interest payment on your home loan. Split loan calculatorHelp to work out your repayments and total interest under different fixed and variable rate scenarios. Lump sum repayments calculatorIndicates how much time and interest you could save by paying a lump sum off your home loan. Home loan comparison calculator - mortgage comparison calculatorTo compare fees and total interest payments over the life of the home loan between any two home loans. Budgeting and savings calculators Easy savings calculatorNewSave big with this free mortgage calculator. Home loan affordability calculator - How much can I borrow?Gives you peace of mind by providing an estimate of how much you could borrow when applying for a home loan. Budget plannerHelp to know where you stand financially before you take out a home loan. Investment calculators Property cash flow analyserNewGet an idea of how much an investment property will cost to own using this handy calculator. Fees and charges calculators Stamp duty calculatorHelps to show how much government fees and charges are payable for your property purchase. Key facts sheet Home Loan Key Facts SheetA Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.