• Home loan comparison

    If you are buying your first home, refinancing, self-employed or purchasing an investment property - there's a RAMS home loan to suit you.


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    Showing all RAMS home loans

     
    Ideal for
    Interest rate p.a.
    Comparison rate* p.a. A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan
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    Full Feature Home Loan

    All you'll ever need in a home loan

    Owner-occupiers, first home buyers, refinancers  Popular5.85% Variable5.92% $15,000Yes

    Fixed Rate Home Loan

    The easy way to fix your loan

    First home buyers, investors.4.79% 2 year
    fixed rate
    5.74% $15,000Yes

    Discount Home Loan

    Save with a discounted interest rate

    First home buyers, owner occupiers, investors4.65% 1st year
    variable
    rate
    4.99% $50,000Yes

    Low rate home loan

    No fuss, no frills, low rate

    First home buyers, owner occupiers  Popular5.19% 5.25% $15,000Yes

    Investor home loan

    Reach your investment goals

    Investors5.10% Variable5.39% $15,000   Yes

    Line of credit

    Unlock the equity in your home

    Investors, owner occupiers  Popular5.95% Variable
    n/a
    $15,000 Yes

    Low doc home loans for self employed

    Low doc fixed rate home loan

    Fixed rate loans for the self-employed

    Self-employed  Popular5.09% 2 year
    fixed rate
    6.15% $15,000Yes

    Low doc home loan

    Working harder for the self-employed

    Self-employed6.05% Variable6.33% $15,000Yes

    Low doc line of credit

    Unlock your equity

    Self-employed6.10% Variable
    n/a
    $15,000Yes
  • *Please note: The comparison rate for the relevant product is based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.