• Home loan comparison

    If you are buying your first home, refinancing, self-employed or purchasing an investment property - there's a RAMS home loan to suit you.

  • Find a loan...

    $ Calculate my repayments



    Showing all RAMS home loans

    Ideal for
    Interest rate p.a.
    Comparison rate* p.a. A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan
    Min loan

    Full Feature Home Loan

    All you'll ever need in a home loan

    Owner-occupiers, first home buyers, refinancers  Popular5.85% Variable5.92% $15,000Yes

    Fixed Rate Home Loan

    The easy way to fix your loan

    First home buyers, investors.4.79% 2 year
    fixed rate
    5.74% $15,000Yes

    Low rate home loan

    No fuss, no frills, low rate

    First home buyers, owner occupiers  Popular4.95% 4.97% $15,000Yes

    Line of credit

    Unlock the equity in your home

    Investors, owner occupiers  Popular5.95% Variable
    $15,000 Yes

    Home loans for self employed

    Self employed fixed rate home loan

    Fixed rate loans for the self-employed

    Self-employed  Popular5.09% 2 year
    fixed rate
    6.15% $15,000Yes

    Self employed home loan

    Working harder for the self-employed

    Self-employed6.05% Variable6.33% $15,000Yes

    Self employed line of credit

    Unlock your equity

    Self-employed6.10% Variable
  • *Please note: The comparison rate for the relevant product is based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.