OffsetAn offset bank account could help reduce interest on your variable rate home loan, while giving you access to funds you can redraw.More details on Offset
Bridging LoanYou could still buy your new home even if you haven’t sold your old one yet. Welcome to a RAMS bridging loan.More details on Bridging Loan
Construction OptionMake progress payments for your new home build or renovation and pay interest on only your drawn down loan amount during the initial construction period.More details on Construction Option
Value Advantage PackageSave with interest rate discounts and reduced fees. Explore our Value Advantage Package.More details on Value Advantage Package
Fast TrackYou could get into your new home sooner with family guaranteeing part of your loan amount.More details on Fast Track
Parental Leave OptionDefer principal and interest repayments for up to six months while you’re on parental leave with a Full Feature Home Loan.More details on Parental Leave Option
Deposit BondPay the deposit on your new home without dipping into your savings.More details on Deposit Bond
Interest only in advanceInvestors can pay up to 12 months of interest upfront and receive an interest rate discount on your fixed rate loan. Great for investors.More details on Interest only in advance