• Interest Only In Advance Option5

    • Interest Only In Advance Option Image

      A discounted rate & potential tax benefits

      Ideal for: Investors

      Investors need flexible options to make tax-effective decisions. RAMS Interest Only In Advance Option allows property investors with fixed rate loan to prepay 12 months interest and receive a discount off the fixed interest rate.

      The Interest Only In Advance Option is available to property investors with a RAMS fixed rate home loan term of up to 5 years, and where interest-only repayments have been chosen.

      You can use this option if

      • You're a property investor
      • You choose a  RAMS fixed rate home loan with a fixed term of up to 5 years, and
      • You choose 'interest-only repayment' from the start of your loan.

      Key benefits

      • May help you maximise potential tax benefits - consult your tax or financial advisor.
      • Receive a discount off your fixed interest rate.
      •  
        Ideal for
        Interest rate p.a.
        Comparision rate* p.a. A nominal interest rate incorporating certain fees and charges to help consumers identify and compare the true cost of a home loan
        Min loan
        size
        Redraw
        Annual fee
        Compare

        Fixed Rate Home Loan

        The easy way to fix your loan

        First home buyers, investors.6.19% 7.44% $15,000 YesN/A

        Low doc fixed rate home loan

        Fixed rate loans for the self-employed

        Self-employed  Popular6.19% 7.62% $15,000 YesN/A
    • Save or share

      Print Bookmark