• RAMS Residential Home & Contents Insurance

    Protect your home and your belongings

  • For a new policy or a quote call RAMS

    13 7267

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      It’s important to protect your home and valuables against the unexpected. And if anything does happen, you’ll want an insurer who will help you get back on your feet with a quick and easy claims process. RAMS Home Loans Residential Home and Contents Insurance has packages to suit you and your budget, whether you own your own home, are investing or renting.

      Key Benefits:

      • Protect valuables in and away from your home
      • Claims assistance, 24 hours a day, 7 days a week
      • New for old replacement
      • Pay by the month at no extra cost
      • Discounts for: Combining your policy, over 50s, security features, no claims, higher excess.

      All the things you've accumulated over the years collectively represent one of your biggest investments, not to mention your home itself if you're an owner. So whether you are renting, or own your home or holiday house, RAMS Home Loans Residential Home & Contents Insurance can help protect your home and your treasures.

      Please note: You must have a RAMS home loan to be eligible for RAMS Residential Home and Contents Insurance

      Which cover is right for you?

      You are a...
      Building
      Contents
      Personal Valuables
      Home owner Yes   Yes   Yes  
      Strata unit owner Usually insured by owners' corporation Yes   Yes  
      Holiday home owner Yes   Yes   No  
      Landlord Refer to separate Landlord Home & Contents Insurance brochure - click here

      Details

      It's important to understand what you are and aren't covered for under your policy. For full details, download a copy of the RAMS Home and Contents Insurance Product Disclosure Statement and policy wording (PDS), or pick one up at any RAMS Home Loan Centre.



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  • DISCLAIMER:
    *For extra cover, consider optional Personal Valuables cover.
    ** For extra cover, specify these items within the contents sum insured.

    RAMS Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and distributed by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ACL 233714 (the Bank). RAMS Financial Group Pty Limited ABN 30 105 207 358 (RAMS) refers customers to the Bank for this insurance. WGIL and RAMS are wholly owned subsidiaries of the Bank. WGIL is not licensed to provide advice about RAMS Home and Contents Insurance. Neither the Bank nor any other member of the Westpac Group (other than WGIL) guarantees this insurance. This information has been prepared by the Bank. This information does not take into account your personal objectives, financial situation or needs. Neither RAMS nor RAMS franchisees endorse or otherwise assume responsibility for any financial product advice included in this material and do not provide any opinion or recommendation in relation to the insurance offered by WGIL. Before making a decision about RAMS Home and Contents Insurance, you should consider the Product Disclosure Statement and policy wording (PDS) and whether it's appropriate for you. Obtain a copy of the PDS by calling 13 RAMS that's 13 7267. The information on this page current as at 8 August 2011.