• Leave your details and your local RAMS Home Loan Specialist will be in contact within 2 business hours.

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  • What to expect

    Step 1

    Getting to know you and your goals

    With your dedicated home loan specialist, you’ll only have to tell your story once. We'll work hard to understand your home loan needs before recommending a loan that is suited to you.

    Step 2

    Applications and approvals

    Your dedicated RAMS Home Loan Specialist will take you through the whole home buying process step by step, from application through to post-approval documentation.

    Step 3

    Support after you buy your home

    Our relationship doesn’t end once you have your loan, with ongoing service and support for the life of your RAMS loan. 

     
  • Why RAMS?

    Innovative home loan solutions

    Our range of innovative and flexible home loan solutions is designed specifically to help Australians achieve their home-owning goals.

    Personalised service that puts you first

    At RAMS, you’ll have your own dedicated Home Loan Specialist, who will help guide you through the home buying journey step by step.

    Local advantage

    Your local RAMS Home Loan Specialist can empower you with genuine local market knowledge, and provide you access to their own network of helpful home buying contacts.

  • See what RAMS customers have to say

    Testimonial 1

    I wanted to take the opportunity to thank the RAMS team for their support and the effort they put into pulling our loans together. They always deliver a high level of customer service and are quick and efficient to work through any problems and questions that arise during the loan application process. 
    Bryan Leeming

    Testimonial 2

    The team at RAMS were great, they explained all aspects of refinancing our home loan and were very responsive to all of our enquiries. Unlike other experiences with financial brokers or dealing with the other major banks, RAMS were helpful in assisting to complete documentation and realistic in managing our expectations.
    Phil Ulrich

    Testimonial 3

    I found applying for a mortgage a very nervous experience. I spoke to a friend about this and was recommended to contact Fiona at RAMS. I'm so glad I did. Fiona made the whole experience a calm process by guiding, explaining and offering me her expertise in all matters relating to a home loan, which made it less stressful.
    Anne Corcoran

  • Disclaimer:

    Credit criteria, conditions, fees and charges apply. We will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Fixed Rate Lock-in feature (conditions apply). The Fixed Rate Lock-in fee is 0.15% of the fixed loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate.  *The comparison rate is based on a secured 2 Year Fixed Rate home loan of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.