We know our customers may need support in different ways, at different times in their lives.
This notice explains how we’ll handle information you provide to us about your personal and financial circumstances so we can work with you to best respond to your needs. It also explains who we’re required to disclose information to such as a referral agency that you have consented to us referring you to.
We will provide this notice to you at the time we’re collecting this information (which may include sensitive information such as health information or information about your racial or ethnic origin) from you.
Important information about our collection, use and disclosure of your personal information
We recognise that you may need additional support to access our products and services and do your banking. You may need to communicate with us in a certain way, or you may be experiencing adverse circumstances or separating from a partner. We can work with you to find suitable arrangements and assist you to be in control.
We may collect information about your personal circumstances and the assistance you require. We do this so that when you come to us, we know what type of extra care you might need without you having to remind us each time, and so we can help you access the services you need. We may also use this information to work out what products or services (such as credit products) might suit you. Where you agree, the information we collect may include sensitive information such as racial or ethnic origin information, or health information.
We may disclose your personal information to other members of the Westpac Group, our service providers and, where you agree, independent support and advocacy referral services.
In this Notice, ‘we’, ‘our’, 'us’ ‘Westpac Group’ means RAMS Financial Group Pty Limited, Westpac Banking Corporation and its Australian related body corporates. This Privacy Notice also applies to the collection, use and disclosure of personal information by RAMS franchisees who own and operate RAMS home loan centres where such personal information is provided to the Westpac Group for the purpose of providing extra care in assessing your suitability and/or your application for, managing and liaising or providing offers in respect of a RAMS product or service.
If you want to withdraw your consent to us using and disclosing your sensitive information (like health information or racial/ethnic origin information) to provide you with extra care, you can do this at any time by visiting a RAMS home loan centre or calling us on 13RAMS, that's 13 7267.
This Privacy Notice should be read together with our Privacy Statement, which includes further information about how we handle your personal information, including how you can access or correct the personal information we hold about you, or complain about a breach of your privacy.
Our Privacy Statement is available on our website or by or calling us on 13RAMS, that's 13 7267.
Our Privacy Statement explains how we collect and handle your personal information, why we collect and use it, and the types of organisations we share it with (which may be located outside of Australia). It also explains how you can request access to, or correction of, the information we hold about you, and make a complaint about how we handle your personal information.
Our supplementary privacy notices provide additional information specific to a particular collection of your personal information (including sensitive information, such as health or biometric information). For example, if we verify your identity electronically.