For COVID-19 info, or to apply for COVID-19 home loan support, see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • RAMS Open Banking Product API

    The Westpac Open Banking Product API (Application Programming Interface) enables third parties to retrieve information about the RAMS products that Westpac currently offers (Westpac Banking Corporation ABN 33 0007 457 141 AFSL and Australian credit licence 233714 is the issuer of RAMS deposit products and the credit provider for RAMS home loans). The interface is designed and documented to support the Australian Consumer Data Standards

    Our Product API includes products for both retail and business customers, such as: 

    • Transaction Accounts
    • Savings Accounts
    • Mortgage products 

    How to access our API:

    Product details including conditions, rates and fees may change from time to time without notice. Please direct your end users to refer to rams.com.au for current product details.

    The Get Products API is located at the following URL:

    https://digital-api.westpac.com.au/cds-au/v1/banking/products

    Specifications

    Product Reference Version V1
    Key features
    • Products - Products that are currently openly offered to the market
    • Features - Array of features available for the product
    • Constraints - Constraints on the application for or operation of the product such as minimum balances or limit thresholds
    • Eligibility - Eligibility criteria for the product 
    • Fees - Fees applicable for the product
    • Deposit Rates - Interest rates available for deposits
    • Lending Rates - Interest rates charged against lending balances 
     
    How it works
    • Product API is a RESTful API that provides the data via HTTP GET requests.
    • The data returned is in the format specified by the Australian Consumer Data Standards.
    • The API is available to everyone with no restrictions on use. 
     
    Requirements to use As per the standards defined by Australian Consumer Data Standards, no security or other headers are required to call this API. 

    Known issues

    There are currently no known issues with the Product API.