• Borrow up to 95%
    of the property value*

    Have us call you

    We'll be in contact within 2 business hours
    * Required

    By submitting this form you acknowledge that you have read and accept our privacy statement.

    Get into your home sooner

    1. At RAMS, we want to help you get into your own home sooner. That’s why we’ll lend approved customers up to 95% of the purchase price.

    2. As well as a great home loan deal, you’ll also benefit from the local market knowledge and expertise of your own dedicated RAMS Home Loan Specialist.

    3. Your RAMS Home Loan Specialist will not only understand your individual situation, but always be contactable via their mobile (rather than a call centre), and advise you step by step the whole way.

      Disclaimer:  Credit criteria, fees and charges apply. *Up to 95% LVR on purchase price or valuation (if lower) and only available for full doc owner occupier borrowers making principal and interest repayments. If LVR > 85%, evidence of 5% genuine savings required.  Funds to cover transaction and establishment costs and lenders's mortgage insurance required.

       

  • The RAMS 6 point difference

    1. 1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation.

    2. 2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond.

    3. 3. From the start, your dedicated RAMS home loan specialist will know your story , your ambitions and your needs. So you’ll only ever need to have that first long conversation once.

    4. 4. You won't be offered a home loan that doesn’t suit your needs.

    5. 5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase.

    6. 6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey.

  • Hear what our customers have to say

    • Testimonial image 3

      I wanted to take the opportunity to thank the RAMS team for their support and the effort they put into pulling our loans together. They always deliver a high level of customer service and are quick and efficient to work through any problems and questions that arise during the loan application process.

      Bryan Leeming
    • Testimonial image 2
      The team at RAMS were great, they explained all aspects of refinancing our home loan and were very responsive to all of our enquiries. Unlike other experiences with financial brokers or dealing with the other major banks, RAMS were helpful in assisting to complete documentation and realistic in managing our expectations.
      Phil Ulrich
    • Testimonial image 1
      I found applying for a mortgage a very nervous experience. I spoke to a friend about this and was recommended to contact Fiona at RAMS. I'm so glad I did. Fiona made the whole experience a calm process by guiding, explaining and offering me her expertise in all matters relating to a home loan, which made it less stressful.
      Anne Corcoran
     
  • Disclaimer:

    Credit criteria, fees and charges apply. *Up to 95% LVR on purchase price or valuation (if lower) and only available for full doc owner occupier borrowers making principal and interest repayments. If LVR > 85%, evidence of 5% genuine savings required.  Funds to cover transaction and establishment costs and lenders's mortgage insurance required.