• Get into your home sooner

    At RAMS, we want to help you get into your own home sooner. That’s why we’ll lend approved customers up to 95% of the purchase price.

    As well as a great home loan deal, you’ll also benefit from the local market knowledge and expertise of your own dedicated RAMS Home Loan Specialist.

    Your RAMS Home Loan Specialist will not only understand your individual situation, but always be contactable via their mobile (rather than a call centre), and advise you step by step the whole way.

     

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  • What our customers have to say

    • As a first home buyer, applying for a home loan seemed pretty scary and quite full on. But applying with RAMS was the best part.

      Jeni Beattie from RAMS Brisbane South East & Bayside walked us through the process step by step, and made the whole process seem so easy, and much less daunting. Without Jeni we probably would still be stuck at the beginning trying to find a way into buying our first home. 

      For other young couples wanting to buy their first home, I would definitely recommend going through RAMS.

      Vennessa Churchward
    • Amanda and the RAMS Redlands team were brilliant. We had such a fantastic experience for the purchase of our first home. Amanda and Bianca went above and beyond, answering the millions questions we had with kindness and patience. Amanda was also full of knowledge and she genuinely cared about helping us have the best experience possible.

      RAMS are efficient and quick, from the start of our application to progress payments to the builder. We will definitely recommend RAMS to any family and friends in the future.

      Tiffany Aukuso and Casey Wright
    • I approached RAMS after speaking to a few different lenders. I found their response from the initial email was quick, and followed up with a phone call to go through my situation. 

      Being a first home buyer I was very green to the process and Mark helped me every step of the way. Mark always kept me well informed, I found my experience to be a lot easier than I thought it would be. I would highly recommend RAMS in Castle Hill to anyone

      Les Sutherland
  •  

    SE award 3 years running jpg   Kids Cancer Project logo  

    RAMS proud winner of Best Self-Employed Lender
    for three years running in the 
    2017, 2018 and 2019 Australian Lending Awards.

    RAMS proudly supports
    The Kids' Cancer Project

     

     

  • More information 

    Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

     *Up to 95% LVR on purchase price or valuation (if lower) and only available for full doc owner occupier borrowers making principal and interest repayments. If LVR > 85%, evidence of 5% genuine savings required.  Funds to cover transaction and establishment costs and lenders's mortgage insurance required.