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  • Calculate your borrowing profile or check out our savings calculator to see how long it will take to save for a deposit.

  • Additional repayments calculator

    Paying a little bit extra on your home loan from time to time could make a big difference in the end: if you don’t withdraw those additional amounts from your loan account, not only will the loan be paid back quicker, but it also reduces overall interest paid. Even making small extra contributions can pay off!

    Do you wish to calculate how much you could save by making additional repayments? Our handy tool can help! For best results, fill in the outstanding loan amount (including interest rate and home loan duration) and the additional contributions (or lump sum) to your home loan to estimate how much interest you could save on your home loan.

  • How much you could save by making additional repayment(s)

    $
      
    % p.a.
      
    years
    $
    $
      
    Year(s)

    Total interest saved

    ${{data.loans[0].calculators.extraLumpSum.saving.interest | number:2}}

    You could pay off your loan in

    {{data.loans[0].calculators.extraLumpSum.saving.time}}

    Total interest saved

    ${{data.loans[0].calculators.extraLumpSum.saving.interest | number:2}}

    You could pay off your loan in

    {{data.loans[0].calculators.extraLumpSum.saving.time}}

  • Other calculators and tools you might want to check now:

    Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think you'll be paying.  Once you get an idea of your mortgage repayments from the calculator, together with the rest of your budget, you'll start to see whether you can realistically afford the home you want to buy.  Your local RAMS franchisee can also help guide you through this process.  

    View all of our calculators.