For COVID-19 info, or to apply for COVID-19 home loan support, see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Calculate your borrowing profile or check out our savings calculator to see how long it will take to save for a deposit.

  • Savings interest calculator

    Maximise your savings potential on the RAMS Saver account by arranging regular direct deposits (such as your salary) or by making regular payments from other institutions into your RAMS Saver so that you meet the eligibility criteria for the bonus rate.  How much could you set aside in interest by regularly transferring money into your bank account?

    Do you wish to estimate the interest you could earn using a RAMS Saver account? Our handy tool can help! For best results, fill in a few details to visualise how much interest you can earn.

  • How much interest could I earn?

    $
    $
    Year(s)

    With a RAMS Saver,

    Your interest earned

    ${{data.savings.interestEarned | number:2}}

    If you make no withdrawals

    Learn more about our savings account

  • Other calculators and tools you might want to check now:

    Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think you'll be paying.  Once you get an idea of your mortgage repayments from the calculator, together with the rest of your budget, you'll start to see whether you can realistically afford the home you want to buy.  Your local RAMS franchisee can also help guide you through this process.  

    View all of our calculators.