RAMS mortgage calculators can give you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think you'll be paying.
Fees and costs when buying a house are not limited to the agreed property price. Government fees, Lenders Mortgage Insurance (where applicable), council rates and utilities all add up. That’s on top of upfront costs such as conveyancing fees, property inspections and removal costs. It’s crucial for you to have a good understanding of the upfront and ongoing costs when putting down an offer for a property.
Do you wish to calculate your total home buying costs? Our handy tool can help! For best results, fill in the details of your property transaction (including your state or territory) to estimate what your upfront and ongoing costs would be, including Lenders Mortgage Insurance if any.
Table of Municipal Councils in Regional Victoria
If you are building new home and the total value of land and building is up to $750,000 then you may be eligible for First Home Owner Grant. Please refer to Office of State Revenue website for further details.
The First Home Owner grant is based on assumption that the total value of land and building is less than or equal to $750,000.
Click here for more details on government fees and grants
Duty exemptions, concessions and First Home buyers grant may be available that haven’t been taken into account in this estimate. For full conditions and eligibility requirements, please speak to your legal representative, or visit your local State / Territory Revenue Office website:
Other calculators and tools you might want to check now:
Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be, based on your home loan amount, your loan type and the interest rate you think you'll be paying. Once you get an idea of your mortgage repayments from the calculator, together with the rest of your budget, you'll start to see whether you can realistically afford the home you want to buy. Your local RAMS franchisee can also help guide you through this process.
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