Glossary of useful terms and definitions
A refundable deposit demonstrating the goodwill of the buyer to proceed with the purchase.
A way of referring to both buildings and contents insurance.
Honeymoon rate, or introductory rate, home loans offer a lower interest rate for an introductory period, usually the first 1-3 years of the loan. Once the honeymoon or introductory period ends, the interest rate usually reverts to a higher rate. This is often, but not always, the lender’s standard variable rate.
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