We’ve announced a Disaster Relief Package to help customers impacted by bushfires. Call 1800 143 075. For Home and Content Insurance claims, call 1300 652 334, 24/7. rams.com.au/disasterrelief
  • Home loan terms and mortgage definitions

  • Honeymoon rate

    Honeymoon rate, or introductory rate, home loans offer a lower interest rate for an introductory period, usually the first 1-3 years of the loan. Once the honeymoon or introductory period ends, the interest rate usually reverts to a higher rate. This is often, but not always, the lender’s standard variable rate.