Please visit rams.com.au/terms to view FAQs relating to changes to your home loan General Terms.
  • Home loan terms and mortgage definitions

  • Honeymoon rate

    Honeymoon rate, or introductory rate, home loans offer a lower interest rate for an introductory period, usually the first 1-3 years of the loan. Once the honeymoon or introductory period ends, the interest rate usually reverts to a higher rate. This is often, but not always, the lender’s standard variable rate.