Scheduled maintenance: myRAMS mobile and online banking will be unavailable from 5am Sat 20 July to 2.30am Sun 21 July (AEST). We apologise for any inconvenience caused.
  • Home loan terms and mortgage definitions

  • Loan pre-approval

    The loan is approved before the borrower bids on or offers for the property and is dependant on the borrowers satisfying the Lender’s lending criteria in principle.  It is also subject to a satisfactory valuation.