Home loan terms and mortgage definitions
A redraw facility allows you to make additional repayments into your loan account and then access these extra funds when necessary. It has two key advantages: it encourages borrowers to make extra repayments, thereby saving on interest costs; and it provides flexible access to funds when they are most needed. An unlimited redraw facility is available on all RAMS variable rate loans. RAMS also offers a limited redraw facility on fixed rate loans.
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