We’ve announced a Disaster Relief Package to help customers impacted by bushfires. Call 1800 143 075. For Home and Content Insurance claims, call 1300 652 334, 24/7. rams.com.au/disasterrelief
  • Home loan terms and mortgage definitions

  • Redraw facility

    A redraw facility allows you to make additional repayments into your loan account and then access these extra funds when necessary. It has two key advantages: it encourages borrowers to make extra repayments, thereby saving on interest costs; and it provides flexible access to funds when they are most needed. An unlimited redraw facility is available on all RAMS variable rate loans.  RAMS also offers a limited redraw facility on fixed rate loans.