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  • Home loan terms and mortgage definitions

  • Repayment holiday

    A repayment holiday is when you’ve built up enough buffer with your funds (available redraw)from making extra repayments on your home loan. This buffer allows you to stop or reduce the amount of loan repayments as available redraw covers your scheduled home loan payments. You should contact your lender to check that your available redraw will cover the payment you wish to miss or reduce.