Please visit rams.com.au/terms to view FAQs relating to changes to your home loan General Terms.
  • Home loan terms and mortgage definitions

  • Strata title

    A form of title to a unit or lot on a plan of subdivision associated with townhouses, units and blocks of flats and based on the horizontal and vertical subdivision of air space. Owners have a certificate of title, are absolute owners of a freehold flat and have an undivided share of the common property.