Please visit rams.com.au/terms to view FAQs relating to changes to your home loan General Terms.
  • Glossary of useful terms and definitions

  • The language and jargon used in purchasing a property can be very confusing. Here's an A-Z glossary of commonly used words and phrases, with easy-to-understand definitions for each one.
    Something missing? Contact us to let us know.
  • U


    • Unencumbered

      A property free of mortgages, encumbrances, covenants or restrictions.