Articles, blogs and videos to help you with your home loan decision
A fixed rate home loan means the interest rate stays the same for a set period of time. You’ll have the security of knowing what the repayments are during the fixed rate period, and can budget accordingly.
Conversely, with a variable rate loan, the interest rate can change from time to time, which in turn impacts your repayments. While interest rates often move in line with the Reserve Bank’s movement of the cash rate, a lender can change its variable interest rates at any time.
Then again, you might want a combination of both and split your home loan to make it part fixed and part variable.
Like to discuss further? If you would like to find out more about the range of fixed and variable rate home loan options available at RAMS, simply:
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