For COVID-19 info, or to apply for COVID-19 home loan support, see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Handy advice for first home buyers

    Handy advice for first home buyers

    Buying a home is an important decision and purchasing your first home, even more so.  It can be a tricky and somewhat daunting process which is why it is essential to do your homework, have a plan and budget, and seek expert advice before jumping in.

    Here are some quick tips to help avoid some of the common traps when taking your first step onto the property ladder: 

    • Be clear on what you can afford to spend to avoid looking at properties that are out of your price range. 
    • Work of the best home loan for you and check the ongoing repayments taking into consideration interest rate increases over time.
    • Get pre-approval for your loan so you know exactly what properties you can afford to be looking at.
    • Understand all your costs such as stamp duty, pest and building inspections, insurance and legal fees. 

    After getting off to a bit of a rocky start, Corey and Jessica from Queensland's Sunshine Coast managed to get into their first home with little stress and fuss.  

    Listen to what Corey and Jessica have to say about buying their first home.

    Select a topic to view more blogs and videos:

     
     

    About the author

    • Raymond

      Raymond A Ram is the RAMbassador for RAMS Financial Group. Raymond works with the RAMS team to bring simple, helpful and expert information on home loans and savings accounts to life with his down to earth and cheeky personality. He enjoys seeing everyday Australians turn their dreams of saving for a goal or getting into a home a reality. 

      Growing up in Goulburn, NSW, Raymond was brought up with good old-fashioned Aussie values of hard work and a fair go. It soon became apparent that Raymond wasn't content for the conventional path of grazing, producing the very best wool, and finding a nice sheep to settle down with. So it wasn't long before his passion for performing and his talent as a likeable larrikin shone through - landing him a few roles such as 'RAMlet'. He was even tipped to play RAM-bo at one point but chose to become star of the small screen instead as RAMbassador for RAMS. He now finds this role so much more rewarding.

      Contact your local RAMS Home Loan Centre about your home loan options.

      Raymond A Ram

  • Check out our latest offers

    Find your local RAMS Home Loan Centre

  • Disclaimer:

    This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.