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  • Handy advice for first home buyers

    Handy advice for first home buyers

    Buying a home is an important decision and purchasing your first home, even more so.  It can be a tricky and somewhat daunting process which is why it is essential to do your homework, have a plan and budget, and seek expert advice before jumping in.

    Here are some quick tips to help avoid some of the common traps when taking your first step onto the property ladder: 

    • Be clear on what you can afford to spend to avoid looking at properties that are out of your price range. 
    • Work of the best home loan for you and check the ongoing repayments taking into consideration interest rate increases over time.
    • Get pre-approval for your loan so you know exactly what properties you can afford to be looking at.
    • Understand all your costs such as stamp duty, pest and building inspections, insurance and legal fees. 

    After getting off to a bit of a rocky start, Corey and Jessica from Queensland's Sunshine Coast managed to get into their first home with little stress and fuss.  

    Listen to what Corey and Jessica have to say about buying their first home.

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    About the author

    • Raymond

      Raymond A Ram is the RAMbassador for RAMS Financial Group. Raymond works with the RAMS team to bring simple, helpful and expert information on home loans and savings accounts to life with his down to earth and cheeky personality. He enjoys seeing everyday Australians turn their dreams of saving for a goal or getting into a home a reality. 

      Growing up in Goulburn, NSW, Raymond was brought up with good old-fashioned Aussie values of hard work and a fair go. It soon became apparent that Raymond wasn't content for the conventional path of grazing, producing the very best wool, and finding a nice sheep to settle down with. So it wasn't long before his passion for performing and his talent as a likeable larrikin shone through - landing him a few roles such as 'RAMlet'. He was even tipped to play RAM-bo at one point but chose to become star of the small screen instead as RAMbassador for RAMS. He now finds this role so much more rewarding.

      Contact your local RAMS Home Loan Centre about your home loan options.

      Raymond A Ram

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  • Disclaimer:

    The information here is of a general nature only and is not intended to constitute financial or tax advice. You should consult your professional adviser, accountant or taxation expert for advice specific to your personal circumstances.

    The views and opinions expressed in this article are those of the author alone and do not necessarily represent the views or opinions of RAMS Financial Group Pty Ltd ABN 30 105 207 538 (RAMS),  Westpac Banking Corporation ABN 33 007 457 141 (Westpac) or their related bodies corporate. This article is strictly for information purposes only and neither RAMS, Westpac nor any of their related bodies corporate make any representation as to the accuracy or completeness of the information in this article or endorse the views expressed in it.