• Costs of buying your first home


    Home loan expert, Lisa Frazer looks at the real costs of buying your first home.


    There are extra costs involved in buying a home that people might not factor in, when they first start thinking about it.  

    You need to think about application fees, valuation fees, stamp duty on the loan, conveyancer fees, pest and building reports and mortgage stamp duty.  And don't forget lenders mortgage insurance could be applicable to you.

    I think probably the one thing you need to remember, is find a lender that you can trust.  Perhaps someone with local knowledge is really good, because they'd be able to work with you to find the best possible solution to your mortgage requirements.

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    About the author

    • Lake Haven - Lisa Frazer

      Lisa Frazer and her husband Greg, of RAMS Home Loans Hunter Coast were two of the very first Principals to join the RAMS network over 12 years ago. Together, they have worked hard to create a great a successful business that prides itself on local knowledge and good old fashioned service that puts clients at the forefront.

      Together, Lisa and Greg have over 40 years’ experience in finance and marketing. Lisa, with the support of Greg and the RAMS Hunter Coast team is committed to the business, clients and her family.

      Contact your local RAMS Home Loan Centre about your home loan options.



      Lisa Frazer

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  • Disclaimer:

    This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.