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  • Costs of buying your first home


    Home loan expert, Lisa Frazer looks at the real costs of buying your first home.


    There are extra costs involved in buying a home that people might not factor in, when they first start thinking about it.  

    You need to think about application fees, valuation fees, stamp duty on the loan, conveyancer fees, pest and building reports and mortgage stamp duty.  And don't forget lenders mortgage insurance could be applicable to you.

    I think probably the one thing you need to remember, is find a lender that you can trust.  Perhaps someone with local knowledge is really good, because they'd be able to work with you to find the best possible solution to your mortgage requirements.

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    About the author

    • Lake Haven - Lisa Frazer

      Lisa Frazer and her husband Greg, of RAMS Home Loans Hunter Coast were two of the very first Principals to join the RAMS network over 12 years ago. Together, they have worked hard to create a great a successful business that prides itself on local knowledge and good old fashioned service that puts clients at the forefront.

      Together, Lisa and Greg have over 40 years’ experience in finance and marketing. Lisa, with the support of Greg and the RAMS Hunter Coast team is committed to the business, clients and her family.

      Contact your local RAMS Home Loan Centre about your home loan options.



      Lisa Frazer

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  • Disclaimer:

    The information here is of a general nature only and is not intended to constitute financial or tax advice. You should consult your professional adviser, accountant or taxation expert for advice specific to your personal circumstances.

    The views and opinions expressed in this article are those of the author alone and do not necessarily represent the views or opinions of RAMS Financial Group Pty Ltd ABN 30 105 207 538 (RAMS),  Westpac Banking Corporation ABN 33 007 457 141 (Westpac) or their related bodies corporate. This article is strictly for information purposes only and neither RAMS, Westpac nor any of their related bodies corporate make any representation as to the accuracy or completeness of the information in this article or endorse the views expressed in it.