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  • First Home Buyers: Can you be a home owner


    By committing to some simple steps, you could help yourself get closer to saving the money you need for your very home, sooner than you think.


    Can you be a homeowner?!?

    Look, we all know getting into the housing market can be a bit of a wild ride… it feels like we’re all on a mechanical bull that’s malfunctioning most of the time.

    But if home ownership is on your wish list, we’re here to tell you that it isn’t a magical unicorn… a beautiful and frankly non-existent dream (sorry ‘corn lovers) … in fact, by committing to some simple steps, you could help yourself get closer to saving the money you need for your very own unicorn… err, home… sooner than you think.

    Take Charlie here, he’s a unicorn dreamer like you, so to make that dream a reality, he’s got a 3-part plan for saving success: 

    One - He’s reduced his debts (including nixing that bad news credit card). 

    Two – He’s worked out a budget and cut waaay down on the Kardashian-like spending sprees… it’s surprising how much cash you can save when you are tracking those dollars. He didn’t have to become a social hermit either, he just switched nightclubs and benders for BBQ’s at home and weekend hikes. 

    Three - The last piece of the puzzle was sharing the load. That’s why he brought in Max and Olivia, cutting some living costs in thirds, meaning more money in the bank for everyone. Win!

    We’re not going to sugar-coat it, it might be tough and it could take a while, but getting on track with a savings plan will have you lassoing that unicorn sooner than not, and we’ll be here to help you every step of the way.


     Originally published on flatmates.com.au

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    About the author

    • Raymond

      Raymond A Ram is the RAMbassador for RAMS Financial Group. Raymond works with the RAMS team to bring simple, helpful and expert information on home loans and savings accounts to life with his down to earth and cheeky personality. He enjoys seeing everyday Australians turn their dreams of saving for a goal or getting into a home a reality. 

      Growing up in Goulburn, NSW, Raymond was brought up with good old-fashioned Aussie values of hard work and a fair go. It soon became apparent that Raymond wasn't content for the conventional path of grazing, producing the very best wool, and finding a nice sheep to settle down with. So it wasn't long before his passion for performing and his talent as a likeable larrikin shone through - landing him a few roles such as 'RAMlet'. He was even tipped to play RAM-bo at one point but chose to become star of the small screen instead as RAMbassador for RAMS. He now finds this role so much more rewarding.

      Contact your local RAMS Home Loan Centre about your home loan options.

      Raymond A Ram

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  • Disclaimer:

    The information here is of a general nature only and is not intended to constitute financial or tax advice. You should consult your professional adviser, accountant or taxation expert for advice specific to your personal circumstances.

    The views and opinions expressed in this article are those of the author alone and do not necessarily represent the views or opinions of RAMS Financial Group Pty Ltd ABN 30 105 207 538 (RAMS),  Westpac Banking Corporation ABN 33 007 457 141 (Westpac) or their related bodies corporate. This article is strictly for information purposes only and neither RAMS, Westpac nor any of their related bodies corporate make any representation as to the accuracy or completeness of the information in this article or endorse the views expressed in it.