13 June 2017 Self Employed Loan Simplified by RAMS Self Employed Home Loans allow the self-employed to apply with less paperwork than a standard home loan, getting you in your home quicker. RAMS was awarded Best Self-Employed Lender at the 2017 Australian Lending Award Transcript: Greater Together is helping business owners become homeowners, with a self-employed home loan. If you run your own small business, you might have heard about self-employed home loans. They're simply a loan where the lender requires fewer documents at application, than they would for a standard home loan. This smaller set of paperwork might include your business activity statement, a declaration about your income and confirmation of that income from your accountant. But each lender will have their own requirements. This offers a flexible solution if you're self-employed, with income and assets, but you don't have your financial statements or tax return ready at the time of your application. Although you may not have to provide all the usual proof of income documents, it's worth keeping in mind that some lenders might charge higher interest rates and they may not let you borrow as much of the property price as they might with a standard home loan. Support and home loan advice for the self-employed. It's why Rams was awarded 'Best Self-employed Lender' at the 2017 Australian Lending Awards and it's why we're greater together.