• Walk like Joel



    If you want to play the home-buying game (but don’t know how), walk like Joel…

    The sooner you start, the sooner you could win

    For Joel, life was a journey to be enjoyed. Being a creative thinker, a freelance designer, part-time DJ and a full time gamer kept him pretty busy! But with so much going on (and he wasn’t the best with money) Joel didn’t have time to play the home-buying game.

    Know how to play

    When it came to buying a home, Joel’s biggest problem was not knowing what he was playing for. Did he need a one bedroom flat just for himself?  Or a 3 bedroom property where he could work from home and rent out the spare room to help with the mortgage? As a solo buyer, would he ever be able to compete with double-income buyers?

    With so many choices to make and obstacles to overcome, Joel was overwhelmed.

    Learn the rules

    With RAMS on his side Joel discovered what you needed to know. So, Joel met his local RAMS Home Loan Specialist and became a part-time home loan expert. 

    Power up your game plan

    With a handy list of helpful instructions Joel created a plan. He discovered what kind of buyer he was, got advice on paying solo, found 10 ways to fast-track his savings and moved back home to save for a deposit. He even found the safest way to get into the market and planned ahead for unexpected costs, so he knew what dangers lurked ahead.

    Become a home buying winner

    By following his game plan with creative ingenuity, Joel came out on top in his home-buying quest.

    Walk like Joel, talk to RAMS

    Joel is now in the property market and already planning his next, big life move.

    Walk like Joel, play to win the home buying game with RAMS. 

    “I didn’t think this was a game I could win, but I did!”


    Note: This is a work of fiction.  Names, characters, businesses, places and incidents are used in a fictitious manner.  Any resemblance to actual persons, living or deceased, or actual events is purely coincidental.

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    About the author

    • Raymond

      Raymond A Ram is the RAMbassador for RAMS Financial Group. Raymond works with the RAMS team to bring simple, helpful and expert information on home loans and savings accounts to life with his down to earth and cheeky personality. He enjoys seeing everyday Australians turn their dreams of saving for a goal or getting into a home a reality. 

      Growing up in Goulburn, NSW, Raymond was brought up with good old-fashioned Aussie values of hard work and a fair go. It soon became apparent that Raymond wasn't content for the conventional path of grazing, producing the very best wool, and finding a nice sheep to settle down with. So it wasn't long before his passion for performing and his talent as a likeable larrikin shone through - landing him a few roles such as 'RAMlet'. He was even tipped to play RAM-bo at one point but chose to become star of the small screen instead as RAMbassador for RAMS. He now finds this role so much more rewarding.

      Contact your local RAMS Home Loan Centre about your home loan options.

      Raymond A Ram

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  • Disclaimer:

    This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.