Why lock horns with other lenders?
If you’re having trouble with your home loan application, talk to RAMS
RAMS Home Loan Specialists go the extra mile to help people into their homes. Depending on your individual situation, we have a variety of flexible features that may be able to get you into your home sooner.
Speak to your RAMS Home Loan Specialist about:
- Flexible deposit options
- Using rental history1 to demonstrate ability to meet loan repayments
- Family Guarantee2
They can also help with any Government grants you may be eligible for.
So what are you waiting for?
Speak to RAMS today.
Speak to a home loan specialist
A RAMS Home Loan Specialist makes a difference
The right home loan for you
A RAMS home loan specialist will find the right home loan to suit you and your stage of life.
Smooth process
Our home loan specialists take the ‘hard’ out of the process for you. They’ll come to you, at a time and place that suits you and sort out approval in days, not weeks, wherever possible.
Personal service
You’ll have a dedicated home loan specialist from start to finish, so you’ll only have to tell your story once. You’ll also have their mobile number, so whatever arises, you can get things sorted.
Community engagement
RAMS proud winner of Best Self-Employed Lender
for four years running in the
2017, 2018, 2019 and 2020 Australian Lending Awards.
RAMS proudly supports The Kids' Cancer Project
More information:
Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.
1 Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager / agent and your weekly rental payment must exceed 40% of your new weekly loan repayment.
2The guarantor, who must be a parent, sibling, son or daughter of the borrower, is required to provide a mortgage over their property, and must obtain independent legal advice. The borrower must also provide a mortgage over the property they are purchasing. Funds to cover transaction costs may be required.