• You could get a $2,000
    New Purchase Rebate.1

    You could walk into your home with a $2,000 New Purchase Rebate.1 

    Buying your first home, next home, holiday home or building a home can be challenging at the best of times. With RAMS’ $2,000 New Purchase Rebate, your home loan journey could get a head start. 

    Receive a $2,000 rebate1 when you apply for eligible new RAMS Home Loans, with a minimum loan size of $250k. Offer ends 31 January 2021 and must be settled by 31 March 2021. Principal & Interest repayments. Excludes refinances. T&Cs apply.

    Speak to your local RAMS Home Loan Specialist to ask about the New Purchase Rebate and you’ll also experience the RAMS service. Our home loan specialists will support you every step of the way, providing you with all the advice and knowledge you’ll need, no matter where you are on your property journey.

    Fill in the form below, and your local RAMS Home Loan Specialist will be in touch.

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  • What our customers have to say

    • As a first home buyer, applying for a home loan seemed pretty scary and quite full on. But applying with RAMS was the best part.

      Jeni Beattie from RAMS Brisbane South East & Bayside walked us through the process step by step, and made the whole process seem so easy, and much less daunting. Without Jeni we probably would still be stuck at the beginning trying to find a way into buying our first home. 

      For other young couples wanting to buy their first home, I would definitely recommend going through RAMS.

      Vennessa Churchward
    • Amanda and the RAMS Redlands team were brilliant. We had such a fantastic experience for the purchase of our first home. Amanda and Bianca went above and beyond, answering the millions questions we had with kindness and patience. Amanda was also full of knowledge and she genuinely cared about helping us have the best experience possible.

      RAMS are efficient and quick, from the start of our application to progress payments to the builder. We will definitely recommend RAMS to any family and friends in the future.

      Tiffany Aukuso and Casey Wright
    • I approached RAMS after speaking to a few different lenders. I found their response from the initial email was quick, and followed up with a phone call to go through my situation. 

      Being a first home buyer I was very green to the process and Mark helped me every step of the way. Mark always kept me well informed, I found my experience to be a lot easier than I thought it would be. I would highly recommend RAMS in Castle Hill to anyone

      Les Sutherland
  •  

    SE award 4 years running jpg   Kids Cancer Project logo  

    RAMS proud winner of Best Self-Employed Lender
    for four years running in the 
    2017, 2018, 2019 and 2020 Australian Lending Awards.

     

    RAMS proudly supports
    The Kids' Cancer Project

     

     

  • More information: 

    Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    1The New Purchase Buyer $2,000 Rebate offer is available for new home loan applications with a minimum loan size of $250k, received between 1 October 2020 and 31 January 2021 and settled by 31 March 2021. Offer may be varied or withdrawn at any time. A New Purchase Buyer is an applicant purchasing a property with an owner occupier or investment, principal & interest home loan (including construction loans). The offer is limited to one rebate per eligible home loan application. Split loans are counted as one settled home loan regardless of the number of splits. This offer is not available for refinances of existing home loans or in conjunction with the $2,000 Refinance Rebate offer. Excludes Owner Occupier, Interest Only home loans (except construction loans). Excludes Line of Credit Loans. Not eligible for applications received outside of the campaign period. Offer not available for non-resident borrowers. Not available to company and trust borrowers. The rebate will be automatically deposited into the RAMS home loan account within 60 days after settlement. If the RAMS home loan has a fixed interest rate, the rebate will count towards the prepayment threshold. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.