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    At RAMS we want you to feel great about buying a home.

    1. That’s why your local Home Loan Specialist can help get you home buying fit

      • You’ll benefit from the local market knowledge and expertise of your own dedicated RAMS Home Loan Specialist.
      • We’ll understand your individual situation and guide you step by step through the entire process, ensuring you are fully informed.
      • We could use your rental history as proof of saving1 to help with your home loan application. That’s where our range of flexible deposit options could help get you into your own home sooner.

      To work out a plan, fill in your details and your local RAMS Home Loan Specialist will be in contact within 2 business hours.

       

      More information: Credit criteria apply.  This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. 1Depending on the Loan to Valuation Ratio (LVR) of your application, you will need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts or a letter from the licensed property manager / agent and your weekly rental payment must exceed 40% of your new weekly loan repayment.

  • The RAMS 6 point difference

    1. 1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation.

    2. 2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond.

    3. 3. From the start, your dedicated RAMS home loan specialist will know your story , your ambitions and your needs. So you’ll only ever need to have that first long conversation once.

    4. 4. You won't be offered a home loan that doesn’t suit your needs.

    5. 5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase.

    6. 6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey.

  • Hear what our customers have to say

    • Testimonial image 3

      I wanted to take the opportunity to thank the RAMS team for their support and the effort they put into pulling our loans together. They always deliver a high level of customer service and are quick and efficient to work through any problems and questions that arise during the loan application process.

      Bryan Leeming
    • Testimonial image 2
      The team at RAMS were great, they explained all aspects of refinancing our home loan and were very responsive to all of our enquiries. Unlike other experiences with financial brokers or dealing with the other major banks, RAMS were helpful in assisting to complete documentation and realistic in managing our expectations.
      Phil Ulrich
    • Testimonial image 1
      I found applying for a mortgage a very nervous experience. I spoke to a friend about this and was recommended to contact Fiona at RAMS. I'm so glad I did. Fiona made the whole experience a calm process by guiding, explaining and offering me her expertise in all matters relating to a home loan, which made it less stressful.
      Anne Corcoran