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Flexible Features

Whether a first-time buyer or self-employed, a RAMS home loan has flexible options to make the loan work better for you

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Flexible Features

Offset

An offset bank account could help reduce interest on your variable rate home loan, while giving you access to funds you can redraw.

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Bridging Loan

You could still buy your new home even if you haven’t sold your old one yet. Welcome to a RAMS bridging loan.

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Construction Option

Make progress payments for your new home build or renovation and pay interest on only your drawn down loan amount during the initial construction period.

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Interest only in advance

Investors can pay up to 12 months of interest upfront and receive an interest rate discount on your fixed rate loan. Great for investors.

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