• Whether a first-time buyer or self-employed, a RAMS home loan has flexible options to make the loan work better for you.

  • Flexible features

    Whether a first-time buyer or self-employed, a RAMS home loan has flexible options to make the loan work better for you

  • Offset

    Discover how you could reduce the amount of interest you pay on your home loan with a RAMS offset ac...


    Value Advantage Package

    You could save with interest rate discounts, reduced or zero fees and more, depending on the type an...


    Fast track

    RAMS Fast-track using a guarantor is available on home loans for owner occupiers plus investors, and...


  • Construction

    To maintain cash flow for the builder and keep the construction project’s funding on track, we’ve de...


    Lifestyle option

    Life is full of challenges. RAMS Lifestyle Option allows you to defer repayments on your loan for up...


    Bridging loan

    Still wondering how to get that new property when the old one hasn’t sold yet? The solution might be...


  • Deposit bond

    A RAMS deposit bond allows a buyer to pay a deposit (up to 10% of the purchase price) using the depo...


    Interest only in advance

    Ideal for investors, RAMS Interest Only in Advance allows to prepay up to 12 months of interest in a...