• A range of insurance for home and investment property owners

  • Help finding insurance

    Whether you’re looking for cover for your home or investment property, RAMS is able to recommend Westpac to help with your insurance needs.

    Westpac can tell you all about the cover provided by RAMS Home and Contents Insurance and RAMS Landlord Insurance:

    • Cover for a range of insured events, including fire, flood and theft
    • Claims assistance, 24 hours a day, 7 days a week
    • Pay by the month with no monthly fee

    It's important  to understand what you are and aren't covered for - for full details, read:

    RAMS  Home and Contents Insurance PDS (and any applicable SPDS's).

    RAMS  Landlord Insurance PDS (and any applicable SPDS's).

    And, to help you estimate the replacement value of your home and contents, use the Building value calculator and the Contents value calculator.

    For more information, a quote or to apply for cover, call 13 7267 and choose option 6. 

    Or, if something happens and you need to make a claim, call anytime on 1300 652 334.

    RAMS Home and Contents Insurance and Landlord insurance are designed to be suitable and appropriate for customers who need financial protection for their residential building and/or contents against unforeseen events such as fire, theft, storm, flood and more.  

    • Reasonable steps are taken to distribute the insurance to the intended target market and deliver fair outcomes for our customers. 
    • Clear information is provided to our customers to enable them to make informed decisions about the insurance before, during and after the point of sale. 
    • Ongoing monitoring and periodic reviews of the insurance is conducted to ensure it is performing as intended, and
    • We continuously look for ways to simplify the products and services we offer. 

    The General Insurance Code of Practice

     We have adopted and support the voluntary General Insurance Code of Practice. The code is independently monitored and enforced by the Code Governance Committee. This is a self-regulatory code which sets the standards for the conduct of insurance business in Australia. These standards include appropriate procedures for resolving any dispute that could occur while your policy is current. Should you need further information regarding the Code of Practice, please call us or visit www.codeofpractice.com.au.

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  • This information has been prepared by Westpac Banking Corporation ABN 33 007 457 141 (Bank).  RAMS Financial Group Pty Limited ABN 30 105 207 358 (RAMS) is not responsible for the accuracy of this information and cannot provide advice about insurance. 

    RAMS Home and Contents Insurance and RAMS Landlord Insurance are issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) (except workers compensation cover where applicable). The Bank arranges the insurance, but does not guarantee the insurance.  RAMS and its franchisees refer clients to the Bank for their insurance needs. WGIL and RAMS are both subsidiaries of the Bank.  If you take out insurance, RAMS or its franchisee may receive a commission of $250 (exclusive of GST) per policy. This information does not take into account your personal circumstances.  Terms and conditions, and limitations and exclusions apply.  Read the Product Disclosure Statement, to see if this insurance is right for you.