A range of insurance for home and investment property owners
Whether you’re looking for cover for your home or investment property, RAMS is able to help with your insurance needs.
RAMS Home and Contents and Landlord insurance includes:
It's important to understand what you are and aren't covered for - for full details, read:
RAMS Home and Contents Insurance PDS (and any applicable SPDS's).
RAMS Landlord Insurance PDS (and any applicable SPDS's).
And, to help you estimate the replacement value of your home and contents, use the Building value calculator and the Contents value calculator.
For more information, a quote or to apply for cover, call 13 7267.
Or, if something happens and you need to make a claim, call 1300 652 334.
The General Insurance Code of Practice
We have adopted and support the voluntary General Insurance Code of Practice. The code is independently monitored and enforced by the Code Governance Committee. This is a self-regulatory code which sets the standards for the conduct of insurance business in Australia. These standards include appropriate procedures for resolving any dispute that could occur while your policy is current. Should you need further information regarding the Code of Practice, please call us or visit www.codeofpractice.com.au.
Home and Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). RAMS Financial Group Pty Limited ABN 30 105 207 358 (RAMS) - a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) and its franchisees refer clients to Allianz for their insurance needs, but do not guarantee the insurance. If you take out insurance, RAMS or its franchisee may receive a commission. This information does not take into account your personal circumstances. Policy terms and conditions apply. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 7267. A target market determination has been made for this product. Please visit rams.com.au/tmd for the target market determination.
^ Instalment premiums If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments
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