• A range of insurance for home and investment property owners

  • Help finding insurance

    Whether you’re looking for cover for your home or investment property, RAMS is able to help with your insurance needs.

    RAMS Home and Contents and Landlord insurance includes:

    • Cover for a range of insured events, including fire, flood and theft
    • Claims assistance, 24 hours a day, 7 days a week
    • Pay by the month with no monthly fee

    It's important  to understand what you are and aren't covered for - for full details, read:

    RAMS  Home and Contents Insurance PDS (and any applicable SPDS's).

    RAMS  Landlord Insurance PDS (and any applicable SPDS's).

    For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

    For more information, a quote or to apply for cover, call 13 7267. 

    Or, if something happens and you need to make a claim, call 1300 652 334.

    The General Insurance Code of Practice

     We have adopted and support the voluntary General Insurance Code of Practice. The code is independently monitored and enforced by the Code Governance Committee. This is a self-regulatory code which sets the standards for the conduct of insurance business in Australia. These standards include appropriate procedures for resolving any dispute that could occur while your policy is current. Should you need further information regarding the Code of Practice, please call us or visit www.codeofpractice.com.au.

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  • Home and Contents Insurance and Landlord Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). RAMS Financial Group Pty Limited ABN 30 105 207 538 (RAMS) and its franchisees refer clients to Allianz Insurance for their Home and Contents Insurance and Landlord Insurance needs. RAMS is a subsidiary of Westpac Banking Corporation (Westpac). Neither RAMS nor Westpac guarantee the insurance provided by Allianz. If you take out insurance, RAMS or its franchisee may receive a commission. This information does not take into account your personal circumstances. Policy terms, conditions and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement and Target Market Determination. Call 13 7267 or visit rams.com.au/insurance.