A range of insurance for home and investment property owners
We don’t know what will happen in the future. That’s why it’s important to be as prepared as possible, by protecting your home and valuables against the unexpected. In the unfortunate event that something does happen, you’ll want insurance that will help you get back on your feet with a quick and easy claims process.
RAMS Home and Contents Insurance has options to suit you and your budget, whether you own your own home or are a tenant.
Some of the benefits of RAMS Home and Contents Insurance:
Choose from 3 levels of cover for your home and/or contents against loss or damage.
It’s easy to choose the kind of cover you want for your home and contents. There are three options: Essential Care, Quality Care and Premier Care. Within Contents Cover, you can list individual items by taking out optional Personal Valuables Cover to increase the amount of cover for items such as jewellery and watches.
It's important to understand what you are and aren't covered for under your policy. For full details, download a copy of the Home and Contents Insurance Product Disclosure Statement (prepared 11 August 2015) as referred by RAMS Financial Group.
If you have a policy that was taken out before 26 October 2015, please read the PDS that's relevant to you.
*For extra cover, consider options Personal Valuables cover.
If something happens and you need to make a claim, we’ll keep the process as quick and simple as possible. In most cases, you don’t even need to fill out a claim form. Simply call one of our claims consultants 24 hours a day, 7 days a week on 1300 652 334.
Should you elect to take out Home and Contents Insurance or Landlord Insurance, RAMS or your RAMS franchisee may receive a commission of $250 plus GST
Before making a decision about this insurance, read the Product Disclosure Statement (PDS) to see if it's right for you.
Home Building Essential Care KFS
Home Contents Essential Care KFS
Home Building Quality Care KFS
Home Contents Quality Care KFS
Home Building Premier Care KFS
Home Contents Premier Care KFS
Product Disclosure Statement (PDS)
If you need to make a claim, call us on 1300 652 334, 24 hours a day, 7 days a week.
RAMS Home and Contents Insurance and RAMS Landlord Insurance are each issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) (except workers compensation cover where applicable) and distributed by Westpac Banking Corporation ABN 33 007 457 141 (the Bank). RAMS Financial Group Pty Limited ABN 30 105 207 358 (RAMS) refers customers to the Bank for their insurance needs. WGIL is not licensed to provide advice about these insurance products. Neither the Bank nor any other member of the Westpac Group (other than WGIL) guarantee these insurance products. A copy of the relevant Product Disclosure Statement and policy wording (PDS) is available by calling 13 RAMS that's 13 7267.
This information does not take into account your personal circumstances. Read the relevant Product Disclosure Statement, available at www.rams.com.au to see if this insurance is right for you.
Neither RAMS nor RAMS’ franchisees endorse or otherwise assume responsibility for any financial product advice included in this material and do not provide any opinion or recommendation in relation to the insurance offered by WGIL. A cooling off period applies. Should you elect to take out Home and Contents Insurance or Landlord Insurance, RAMS or your RAMS franchisee may receive a commission of $250 plus GST.
WGIL and RAMS are wholly owned subsidiaries of the Bank.
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