• Manage your home loan, savings and everyday accounts online with myRAMS

  • Transferring your money

    You can transfer money to any other account in Australia from any of your RAMS accounts, easily and securely, on myRAMS.

    Find out how easy it is with one of our short tutorials:

    • Transfer Money

      Transfering money using myRAMS Internet is easier than you think. You simply need to:

      Step 1. Select the 'From Account' (Figure 1).

      Step 2. Select 'To Payee/Account, if you've nominated a payee already. Otherwise, enter the BSB, Account number and Account name of payee.

      Step 3. Select ‘Save Payee’ checkbox if you want to save this payee for future transfers.

      Step 5. Enter the 'Amount' you wish to transfer.

      Step 6. Enter a 'Description' for this transfer.

      Step 7. Nominate to ‘Perform Transfer’ by either selecting 'Pay Now' or 'Pay Later'. If you opt to 'Pay Later', you'll need to schedule the 'First Payment Date' and the 'Payment Frequency' which will appear when you select the 'Pay Later' radio button.

      Step 8. Click on the 'Submit' button to complete the transfer.

      You’ll be sent a one time password to your mobile which you’ll need to enter on myRAMS Internet. You’ll then see another screen that will confirm that you wish to proceed with this payment. Click on the ‘OK’ button to confirm or ‘Cancel’ if you wish to stop this payment.

      Transfer money


    • Manage payees

      You can manage your payees by using the 'Pay', 'Edit' or 'Delete' Action links.

      If you click on the 'Pay' link, you'll be directed to the 'Transfer Money' page. The 'Edit' function will direct you to the 'Manage Payees' page, which allows you to change the 'Account Name'. And if you select the 'Delete' link, you'll be asked to confirm that you want to delete this BSB listing.

      Manage payees


    • Scheduling future transfers

      Like the Future Payees function, the 'Future Transfers' page shows you if you've scheduled future money transfers. To create a future transfer, select the 'Create New Funds Transfer' link and fill in the required details including scheduling the transfer using the date range or select using the calendar dates provided (click on the calendar icon to access) and click on the 'View' button. Click on the 'Submit' button when you're done.

       Future transfers