We are currently experiencing a high call volume. For help regarding hardship as a result of COVID-19 see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • ACT Central

    Ground Floor, 10 Rudd Street Canberra ACT 2601

    Opening Times Office opening times are 9.00 am - 5.00pm Monday to Friday

    Appointments available 7 days a week

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Neil Harlock from RAMS ACT Central

    Neil Harlock

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Canberra is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Community

    RAMS Canberra in the community

    RAMS is a home loan provider with local expertise. And you’ll find there’s no one better to talk to when it comes to financing property in our local area. We’re part of your community; here to serve local people just like you – whatever your situation. So whether you’re considering buying your first home, or are ready to purchase again, RAMS can help.

     
  • What our customers have to say

    • Recently we found ourselves in a difficult situation selling our home to buy an apartment. We were facing the possibility of needing bridging finance and needed approval in a short amount of time. My son recommended RAMS, so I contacted the RAMS office in Canberra City and spoke to Nick Lander.

      He arranged for our application to be approved on time, and in a way that suited our circumstances. Nick helped us work our way through the paperwork and we have been recommending his services to people around us.

      Brian and Nola Medway
    • Robert Ringland was referred to us by a friend. Rob has been extremely professional and courteous, and I have referred my son to use Rob for his home loan. Rob's unique understanding of the financial market, combined with his passion for understanding the different challenges of his clients, was far superior to any other lender. Rob is a sincere pleasure to deal with, and we will continue to pass on word of mouth referrals to him.
      John Coetzer
    • We were referred to Alanna Bingham to discuss a loan refinance, as we wanted to look at what other options were out there. After Alanna looked at our repayments she recommended a different loan strategy which meant we were able to reduce our repayments within a few months. She made the process simple and did all the hard work. She made sure the information was all complete and her knowledge and professionalism is unsurpassed. We will only go to Alanna for our loans now.
      Steve and Anita
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.