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  • Gary Nicholls from RAMS Craigieburn
    Gary Nicholls
    Franchise Principal
    M: 0413 355 137

    Opening Times

    Available 7 days a week for appointments

    Contact Details

    T: (03) 9303 8522
    F: (03) 9219 0548
    M: 0413 355 137
    Address: Shop 5/32-38 Craigieburn Road Craigieburn VIC 3064
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Craigieburn is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Craigieburn in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award 


  • 2 year fixed rate home page with CTA
  • 1500 rebate
  • Testimonials

    "Gary from the Sunbury Branch helped me through a difficult home loan application. He was extremely helpful and kept me informed along the way. He went over and above to help get me a loan with a great interest rate. Great experience."
    Brett McDonald 

    "I would like to say that my experience with RAMS has been outstanding and would recommend RAMS to anyone. I would like to give a special thanks to you Melissa as your services were awesome from day one. Your follow up was outstanding and you made effort to come to my home to get the job done. I have never experienced this type of service from any bank manager and would highly recommend your services."
    Domenic Puglisi 

    "RAMS were the only home loan provider to give me a chance as I was self-employed back when we were looking for a home loan. I was so surprised when I received a call from Jacqueline. I call to ask Jacqueline what we could do to cut down on our home loan repayments because I had just lost my job due the company closing down. This girl has made my year just before Christmas. She needs a gold medal or something to that nature. Again thank you Jacqueline Dorman."

    "I wanted to leave some feedback about the wonderful experience I had with the RAMS branch in Craigieburn.  I dealt with Jacqueline Dorman when applying for our loan and I was blown away with how amazing she was.  Every step of the way she was on hand to ease my stress and explained everything to us in great detail.  Nothing was a hassle and the service really was above and beyond what I expected. Thanks RAMS!"
    Marnie Condon

    "I would like to thank Melissa Gross from RAMS in Craigieburn.  Melissa, you are an absolute star. You kept me in the look while the process was happening, and when you said you would contact me, you kept your promise and did. I would highly recommend Melissa is anyone is looking at refinancing or buying a home. I can guarantee that she will not disappoint." 
    Pat R

    “Gary has been amazing after a failed attempt at a land and construction loan with a bank.  We were so lost so we decided to go to RAMS and how amazing Gary was and is still.  We have changed our land over to RAMS and now about to do the construction also.  If anyone has any issues with finance, call GARY from RAMS as he is outstanding and always responds quickly.”
    Chris Benson 

    “I’ve never experienced such hard work towards my needs.  Both Gary and Jacqui engage with you once they have you on board.”
    Didi Fonesca 

    “Thank you to the team at the Craigieburn office, Gary and Melissa for all their hard work and amazing support. Very fast and reliable.  Highly recommend to all. We now have purchase our dream home!”

    "RAMS was the only company that actively helped us achieve our dreams of owning our first home! Amazing service and advice from the start and help through the entire process.  Would recommend to anyone looking for a mortgage."

    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.