• Dapto Mall

    Dapto Mall Shop G114 Princes Highway Dapto NSW 2530

    Opening Times Mon to Fri: 9am to 5pm

    After hours and weekends by appointment

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Matthew Clark  from RAMS Dapto Mall

    Matthew Clark

    Franchise Principal

  • Introduction

    RAMS Home Loans are now in two convenient locations in the Illawarra. Our Wollongong office is located in Kembla Street and our Dapto office is in the Dapto Mall Shopping Centre and all are open 6 days.


    Your home loan is probably your biggest financial commitment. That's why RAMS Dapto Mall is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Meet our team

    Wollongong - Jason Dunn Wollongong Mitch King
    Jason Dunn 
    Home Loan Manager
    M: 0401 151 910
    E: jason_dunn2@rams.com.au
    Mitch King
    Home Loan Manager
    M: 0438 595 322
    E: mitch_king@rams.com.au  
     Wollongong Rachel Nagel  Wollongong Todd Windsor

    Rachel Nagel 
    Home Loan Manager
    M: 0418 208 122
    E: Rachel_nagel@rams.com.au

    Todd  Windsor
    Home Loan Manager
    M: 0412 039 876
    E: todd_windsor2@rams.com.au



    Raelene Smith
    Home Loan Manager
    M: 0413 971 189
    E: raelene_smith@rams.com.au
    Glen McKenzie
    Home Loan Manager
    M: 0498 003 537
    E: glen_mckenzie@rams.com.au

    Matthew, Principal of the RAMS Home Loan Centre Illawarra, was named Franchise of the Year for the third year in a row at the annual RAMS National Franchise Awards 2016.  Matthew also received the Excellence Award NSW/ACT.  View media release.

    Matt Clark receives the Franchise of the Year award for the third year running



    RAMS Home Loans Illawarra in the community

    RAMS has been helping locals with their home loan needs since May 2004. We are a local business owned by local people, bringing our customers the extra care factor. With well over 50 years’ combined experience, the team at RAMS offer a personalised home loan service, and we specialise in a range of home loans for first home buyers, investors and refinancers. We’re also well known for helping the self employed. RAMS Home Loans Illawarra is an active supporter of our local community, sponsoring many local sporting groups and businesses.

     RAMS Wollongong awards

  • What our customers have to say

    • At every interaction Todd has displayed the most professional, transparent and up to date market information which has allowed me, family members and colleagues the opportunity to purchase, sell and invest in property in the local market. Nothing is ever a problem for Todd or the staff; prompt call backs, clear, concise and accurate information and attention to detail is second to none. I cannot commend Todd and the Dapto team more highly! 

      Kim Barlow
    • Damien’s degree of customer service, support and knowledge is beyond outstanding. He honestly would be one of the most stand out people I’ve dealt with and I have no hesitation in recommending Damien and RAMS.
    • I spoke to a couple of different lenders and I'm so glad I chose RAMS to help me with my home loan refinance! Matt and Todd went above and beyond to get me a fantastic interest rate and were nothing but amazing every step of the way! When dealing with finances, trustworthiness is paramount and these guys have it in spades! BIG thanks to whole team at RAMS!

  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • Speak to a home loan specialist

    We'll be in contact within 2 business hours

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