We are currently experiencing a high call volume. For help regarding hardship as a result of COVID-19 see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Kingsbury

    957 Plenty Road Kingsbury VIC 3083

    Opening Times Mon to Fri: 9am to 5pm

    Weekends and after hours by appointment

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Christoper Lee  from RAMS Kingsbury

    Christoper Lee

    Franchise Principal

  • Introduction

    At RAMS Northern Melbourne we are committed to exceptional service for all our customers. We are a family owned and operated business that has covered three generations and over 80 combined years of experience in lending.

    Your home loan is probably your biggest financial commitment. That’s why we are committed to making sure your mortgage is made to measure. So why not drop in and see us? If you don’t have time to call in, we’re happy to come to you.

    Community

    RAMS Bundoora in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • I would like to say a special thank you to Jim who assisted with my home loan. He was outstanding with the professionalism and genuine care he showed throughout the setting up of the loan. Nothing seemed too much trouble and he always managed to sort it out.

       

      Carmel Acciarito
    • While my house was under construction, Jim Racicos from RAMS Kingsbury was incredibly supportive and informative. Jim is brilliant at what he does and is never hesitant to help me. I am very grateful that he was able to assist me. What an outstanding invaluable employee.

       

      Joumana Dodd
    • Thank you for the work you did in securing my first home for me. As a single, older woman, I never thought I would be able to buy a house and thought I would be renting into my old age. Thank you for believing in me as someone who could service a loan and for supporting my case. It's very much appreciated.

       

      Katherine Baverstock
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.