• Fred and Kristy Alam from RAMS Kogarah
    Fred and Kristy Alam
    Franchise Principals
    M: Fred 0411 422 115 or Kristy 0415 950 420

    Opening Times

    Mon to Fri 9am to 5:30pm After hours appointments "No Problems"

    Contact Details

    T: (02) 9587 8274
    F: 1300 959 329
    M: Fred 0411 422 115 or Kristy 0415 950 420
    Address: Shop 2, 5 - 7 Belgrave Street Kogarah NSW 2217
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Kogarah is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Kogarah in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    Special Offers

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award