• Scott Cheetham from RAMS Mona Vale
    Scott Cheetham
    Franchise Principal
    M: 0413 737 959.

    Opening Times

    Monday to Friday: 9.00am to 5.00pm After hours appointments available

    Contact Details

    T: (02) 9997 5885
    M: 0413 737 959.
    Email: RAMS_MonaVale@rams.com.au
    Address: 2/1731 Pittwater Road Mona Vale NSW 2103
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Mona Vale is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Mona Vale in the community 

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    Your home loan is probably your biggest financial commitment. That's why RAMS Mona Vale is committed to making sure your mortgage is made to measure.

    RAMS Mona Vale supporting the 24 hour long swim-a-thon organised by Head Above Water. Head Above Water is a not for profit, all money raised goes toward funding for local educational programmes about mental health, primarily around the Northern Beaches. 




    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award 


  • Low rate home loan first time buyers
  • 2000 rebate
  • Testimonials

    "We started our search for a home loan early 2019. Having a young family and being in our twenties we had no idea where to start. We were surprised when we contacted one of the big 4 banks that lenders were no longer in branches and most of the lending was done via their online team. That idea scared me, I couldn’t imagine taking out a home loan without having a sit down conversation with a lender.    

    My mother in law mentioned that there was a RAMS home loan centre close by, and perhaps I should give them a go. I phoned our local RAMS and had an appointment that afternoon. Our home loan manager was absolutely amazing. From start to finish & still touches base with us now to see how we are going and to offer us advice on current home loan rates.  

    At our first meeting I was given our home loan manager’s mobile number which I was told I could call at any time. Our home loan manager came to our house to assist us in completing the loan paperwork and finalising our home loan application. The whole process was stress free, all questions we had were answered promptly and honestly.  

    We are forever thankful for RAMS & making the process so positive for myself and our family."
    Kasche Amtman 

    “From start to finish Scott Cheetham went above and beyond to make the process easy for myself and my partner. I explained that I was time poor but needed finance for an investment property ASAP. Scott made it happen, liaising with my current bank and co-ordinating settlement. He comes highly recommended.”
    Tom Burton

    “Amanda was simply great.  Once we had assembled our documentation she made one of the most crucial transactions one ever does as simple as could be.  No stress, no fuss, just a better rate and a quicker route to a mortgage free future!”
    Rod Marchant-Smith


    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.