• Terry Barnes from RAMS Moonee Ponds
    Terry Barnes

    M: 0407 593 899

    Opening Times

    Mon to Fri: 9am to 5pm Weekends and after hours by appointment

    Contact Details

    T: (03) 9326 0677
    F: 03 9372 0388
    M: 0407 593 899
    Address: 5/707 Mount Alexander Road Moonee Ponds VIC 3039
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Essendon is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and areavailable 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Parking is easy! The coffee is always on! Come in and have a chat and we’ll make your home loan experience as friendly and easy as possible.


    RAMS Moonee Ponds in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award 


  • 2 year fixed rate home page with CTA
  • Locking horns tile with CTA
  • Testimonials

    "Firstly, I wanted to say how thankful we are that we found you! You made everything seem simple and not so daunting, not to mention your people skills are amazing! So, we were really impressed with the level of service you provided us, so thank you!"
    Sarah Skrypec 

    As both my wife and I as first home buyers, the home buying process is quite stressful and at times confusing. You really made an effort to explain the process to us and provide advice that fell outside the usual realm of a mortgage broker. We both really appreciated the time you spent explaining terminology in normal language. Even when you went on leave, you ensured that we had a single point of contact who was just as effective as you! Compared to conversations we’ve had with our current banking provider regarding home loans, RAMS treated us like potential customers rather than another first home buyer that wouldn’t be approved. Essentially the work you’ve done has allowed us to buy our first home and we’ll be recommending RAMS to our fellow first home buyers in future.
    C Treherne

    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.