We have high call volumes due to COVID-19, but we are here to help. For info, or to apply for COVID-19 home loan support see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Moonee Ponds

    5/707 Mount Alexander Road Moonee Ponds VIC 3039

    Opening Times Mon to Fri: 9am to 5pm

    Weekends and after hours by appointment

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Terry Barnes from RAMS Moonee Ponds

    Terry Barnes

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Essendon is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and areavailable 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Parking is easy! The coffee is always on! Come in and have a chat and we’ll make your home loan experience as friendly and easy as possible.

    Community

    RAMS Moonee Ponds in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • Firstly, I wanted to say how thankful we are that we found you! You made everything seem simple and not so daunting, not to mention your people skills are amazing! So, we were really impressed with the level of service you provided us, so thank you!
      Sarah Skrypec
    • As both my wife and I as first home buyers, the home buying process is quite stressful and at times confusing. You really made an effort to explain the process to us and provide advice that fell outside the usual realm. We both really appreciated the time you spent explaining terminology in normal language. RAMS treated us like potential customers, rather than another first home buyer. We’ll be recommending RAMS to our fellow first home buyers in future.
      C Treherne
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • More information:

    Credit criteria, fees and charges apply. These rates are current as at 16.05.2020 and are available to new and existing customers. We will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Fixed Rate Lock-in feature (conditions apply). The Fixed Rate Lock-in fee is 0.15% of the fixed loan amount. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan rate. 

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.