We are currently experiencing a high call volume. For help regarding hardship as a result of COVID-19 see rams.com.au/covid-19-assist. We will contact you as soon as possible.
  • Mt Barker

    2/11 Gawler Street Mount Barker SA 5251

    Opening Times Monday to Friday: 9.00am to 5.00pm

    Leave your details and your local RAMS Home Loan Specialist will be in contact

  • Stephen Villios from RAMS Mt Barker

    Stephen Villios

    Franchise Principal

  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Mt Barker is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?

    Meet the RAMS MT BARKER team:

    Troy Raymond, Home Loan Manager
    M: 0456 726 799

    Rebecca Villios, Business Manager

    P: 8391 3499

    Mandy Dick, Client Service Officer
    P: 8391 3499

     

    Community

    RAMS Adelaide Central in the community

    RAMS is a national home loan provider with local expertise. And you'll find there's no one better to talk to when it comes to financing property in our local area. We're part of your community; here to serve local people just like you - whatever your situation. So whether you're considering buying your first home, or are ready to purchase again, RAMS can help.

  • What our customers have to say

    • Saved The Day! The RAMS Unley team and Steve specifically have been great to deal with and made everything happen quicker and better than the big banks could.
      Simon M
    • Stephen Villios and his team (especially Trudi Gameau) at RAMS Adelaide Central worked tirelessly to get my loan sorted. I am often in remote settings and it's hard for me to return documents. Trudi was helpful with this type of scenario and exceptionally patient! I received the best deal and the team worked really hard. I have used Steve and his team twice now and it would be a hard task to get me to shop elsewhere in the future. I HIGHLY recommend Steve and his team to anyone seeking a home loan.
      Ryan Gascoigne
    • I have had home loans with each of the Big 4 banks but will never leave RAMS now, thanks to Stephen who has orchestrated my last 3 loans with them. Stephen is, quite frankly, exceptional. He takes the time to keep in contact, explain (patiently!) the different options available and works with you to achieve the desired outcome, despite any obstacles. If you are looking for someone who is genuine, easy to talk to, FAST and reliable - do yourself a favour and give Stephen a call. You won't regret it.
      Laleh Rej
  • The RAMS six point difference

    We know how busy life can get, so to make it easy we'll meet you at a time and place that best suits your schedule.

    You'll get your RAMS Home Loan Specialist's mobile number, so you can easily reach them without using our call centre.

    At our first meeting, we'll learn about your individual circumstances and then clearly outline the steps to getting a home loan.

    And because no one likes repeating themselves, you'll only need to relay your personal information and situation once.

    We'll then tailor a solution to suit your specific needs, using everything we've learnt to ensure you get the right loan.

    Your local RAMS Home Loan Specialist can even help you with handy contacts, such as solicitors and building inspectors.

  • For help regarding hardship as a result of COVID-19 please complete our assistance form

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  • Credit criteria, fees and charges apply. RAMS home loans are not available for foreign borrowers residing outside Australia.

    *The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    **Depending on the Loan to Valuation Ratio (LVR) of your application, you need to demonstrate either 6 or 12 months’ satisfactory rental history through receipts for private rentals or a letter from the licensed property manager/agent and your weekly rental payment must exceed 40% of your new weekly loan payment.