• Stan Marinis  from RAMS Northcote
    Stan Marinis
    Franchise Principal
    M: 0407 095 520

    Opening Times

    Mon to Fri: 9am to 5pm Weekends and after hours by appointment

    Contact Details

    T: (03) 9482 4111
    F: (03) 9482 4122
    M: 0407 095 520
    Address: 446 High Street, Northcote VIC 3070
  • Introduction

    Your home loan is probably your biggest financial commitment. That's why RAMS Northcote is committed to making sure your mortgage is made to measure.

    Our lending managers are qualified to help you with your property finance, and are available 7 days a week. And if you don't have time to call in to the RAMS Home Loan Centre, don't worry - we're happy to come to you. So why not drop in or give us a call today?


    RAMS Northcote in the community

    Stan Marinis, principal of RAMS Northcote has spent over 40 years in the community. Stan and his family have strong involvement in the local community being a part of a number of sporting organisations, local parish, and various charitable organisations.

    The RAMS 6 point difference

    1. Your first meeting won’t be a sales pitch. It starts with us listening and understanding your goals and unique situation. 
    2. From our very first contact you will have your RAMS home loan specialist’s mobile number who will be your main point of contact right through until settlement and beyond. 
    3. From the start, your dedicated RAMS home loan specialist will know your story, your ambitions and your needs. So you’ll only ever need to have that first long conversation once. 
    4. You won't be offered a home loan that doesn’t suit your needs. 
    5. You’ll have access to the RAMS local network of contacts to help as you progress to purchase. 
    6. Your dedicated RAMS home loan specialist will be available for advice and help whenever you need on your home buying journey. 
  • Self-employed award 


  • 2 year fixed rate home page with CTA
  • Locking horns tile with CTA
  • Testimonials

    "We really appreciate and are thankful for your efforts in helping us to get a great deal. We couldn’t be happier with the level of service you have given us. You have been exceptional!"
    Engel Difuntorum

    "I am lucky to know Stan, his knowledge and experience in Banking and Finance is extraordinary. I would never use anyone else."
    Michael Thiele

    "Thank you for the great service - Luke was very helpful through the whole process and as always, RAMS has been great to me."
    Ray Deegan

    "From the very start of our dealings with Mike Scibilia, he made himself available to us, and nothing was too difficult, he answered the many questions we had for him with a wonderful attitude. Throughout the loan application process all the way up to us purchasing our very first property, Mike kept us well informed, and made us feel safe. I would recommend him 100% to anyone applying for a loan with RAMS."
    Leah & Simon Lausberg

    We have had the pleasure of dealing with Stan and his team for several years now. Stan's knowledge is second to none and his RAMS team always provides a prompt, efficient and professional service. Our only regret is that we should have been with Stan right from the beginning.
    B & S McGurty

    “It's why I love having my loans with RAMS so much, and recommend you to anyone I talk with about mortgages...  The personal touch of being able to ring the branch that manages my loans, and know I'll have access to someone who wants to help me.”


    Our customers have provided these testimonials voluntarily and they are published with their consent. If we have edited them, it is to correct grammatical or typing errors, or to reduce the length.